Affordable Term Life Insurance

Protect your family’s future with affordable term life insurance. Flexible plans provide financial security and peace of mind, ensuring your loved ones are taken care of. Get a quote today!

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More than 3,600 plans from over 16 carries

Term Life Insurance FAQs

How much does term life insurance cost?

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Is term life insurance worth it?

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What does term life insurance cover?

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Who qualifies for term life insurance?

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Can term life insurance be renewed?

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Does term life insurance cover pre-existing conditions?

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How long does term life insurance last?

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What's the difference between term life insurance and COBRA?

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The Pros and Cons of Term Life Insurance?

The pros of term life insurance

  • Cost-Effective: Lower premiums than ACA plans.
  • Flexible Enrollment: Apply anytime with quick approval.
  • Temporary Solution: Ideal for short-term coverage needs.

The cons of term life insurance

  • Limited Coverage: Excludes many benefits covered under ACA plans.
  • Temporary Nature: Maximum coverage typically up to 36 months.
  • State Restrictions: Availability varies by state.

Who is eligible for Term Life Insurance?

Short-term health insurance offers temporary medical coverage, providing a flexible and cost-effective solution for individuals and families during transitional periods. This plan can bridge the gap for those who are between jobs, recently graduated, or waiting for other insurance to start.

Adults (18-65 years)

Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Healthy Individuals

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Income Earners

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Non-Risky Occupations

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How does Term Life Insurance work?

Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

  • Are between jobs and seeking an affordable alternative to COBRA.
  • Have recently graduated and lost coverage under a family plan.
  • Are newly employed and waiting for employer-sponsored health benefits to begin.
  • Recently retired and waiting for Medicare eligibility.
  • Need coverage during life transitions or while waiting for the next Open Enrollment period.

Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

  • Are between jobs and seeking an affordable alternative to COBRA.
  • Have recently graduated and lost coverage under a family plan.
  • Are newly employed and waiting for employer-sponsored health benefits to begin.
  • Recently retired and waiting for Medicare eligibility.
  • Need coverage during life transitions or while waiting for the next Open Enrollment period.

Compairing Term Life Plan vs Medical Health Insurance

Short-term health insurance offers temporary medical coverage, providing a flexible and cost-effective solution for individuals and families during transitional periods. This plan can bridge the gap for those who are between jobs, recently graduated, or waiting for other insurance to start.

Affordable Rates

Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Peace of Mind

Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Quick Approval

Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Flexible Terms

Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Get quick term life insurance coverage with Birdie

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  • Are between jobs and seeking an affordable alternative to COBRA.
  • Have recently graduated and lost coverage under a family plan.
  • Are newly employed and waiting for employer-sponsored health benefits to begin.
  • Recently retired and waiting for Medicare eligibility.
  • Need coverage during life transitions or while waiting for the next Open Enrollment period.

Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

  • Are between jobs and seeking an affordable alternative to COBRA.
  • Have recently graduated and lost coverage under a family plan.
  • Are newly employed and waiting for employer-sponsored health benefits to begin.
  • Recently retired and waiting for Medicare eligibility.
  • Need coverage during life transitions or while waiting for the next Open Enrollment period.

Want to learn more about term life insurance?

or, read it online

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Important: This is a term life, limited-duration policy, Not comprehensive health coverage

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This Policy Insurance on HealthCare.gov
Itaque earum rerum hic tenetur a sapiente delectus ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat. Cant't deny you coverage due to preexisting health conditions
At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque Covers all essential health benefits
Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit Protects you with limits on what you pay each year out of pocket for essential health benefits
Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur Many people qualify for federal financial help
Neque porro quisquam est qui dolorem ipsum quia dolor sit amet consectetur adipisci velit All plans must meets federal standards

Looking for comprehensive health insurance?

  • Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
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Questions about this policy?

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