Glide Through Gaps with Cheap Short Term Insurance
Affordable short-term health plans for life’s transitions—fast coverage from $50/month.

Affordable Short-Term Health Solutions
Need “cheap health insurance near me” for a short stretch? Birdie’s short-term health insurance is your budget-friendly bridge—ideal for job switches, travel, or waiting for ACA enrollment. Starting at $50/month (varies by state), it’s quick, no-fuss coverage without long-term ties.
Why Choose Birdie’s Short-Term Insurance?

Rapid Start
Apply online, get covered in 24 hours—perfect for last-minute needs.

Low-Cost Quotes
Compare cheap short-term plans in BirdieNest—save up to 60% vs. ACA plans.

Clear Limits
No pre-existing conditions covered—we’re upfront so you plan smart.
What’s Covered in Short-Term Plans?
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Emergency care: Up to $10,000 for sudden accidents or illnesses (plan-dependent).
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Doctor visits: $50-$100 copays for urgent needs.
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Flexible terms: 30 days to 12 months—your timeline, your rules.
Short-Term Health Insurance FAQs
Who needs short-term health insurance?
Job-changers, travelers, or anyone between plans—it’s your quick fix!
What’s not covered?
Pre-existing conditions or routine care—focus is on new emergencies.
How cheap is short-term insurance?
From $50-$150/month—half the cost of full plans in many states.
Can I extend my coverage?
Yes, up to 12 months in most areas—check BirdieNest for your state!
The Pros and Cons of Short-Term Health Insurance?
The pros of short-term health insurance
- Cost-Effective: Lower premiums than ACA plans.
- Flexible Enrollment: Apply anytime with quick approval.
- Temporary Solution: Ideal for short-term coverage needs.
The cons of short-term health insurance
- Limited Coverage: Excludes many benefits covered under ACA plans.
- Temporary Nature: Maximum coverage typically up to 36 months.
- State Restrictions: Availability varies by state.
Who is eligible for Short-Term Health Insurance?
Short-term health insurance offers temporary medical coverage, providing a flexible and cost-effective solution for individuals and families during transitional periods. This plan can bridge the gap for those who are between jobs, recently graduated, or waiting for other insurance to start.

Employment Change
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

No Obamacare
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

College Students
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Pre Medicare
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.
How does Short-Term Health Insurance work?
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- Are between jobs and seeking an affordable alternative to COBRA.
- Have recently graduated and lost coverage under a family plan.
- Are newly employed and waiting for employer-sponsored health benefits to begin.
- Recently retired and waiting for Medicare eligibility.
- Need coverage during life transitions or while waiting for the next Open Enrollment period.
Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
- Are between jobs and seeking an affordable alternative to COBRA.
- Have recently graduated and lost coverage under a family plan.
- Are newly employed and waiting for employer-sponsored health benefits to begin.
- Recently retired and waiting for Medicare eligibility.
- Need coverage during life transitions or while waiting for the next Open Enrollment period.
Compairing Short-Term Plan vs Medical Health Insurance
Short-term health insurance offers temporary medical coverage, providing a flexible and cost-effective solution for individuals and families during transitional periods. This plan can bridge the gap for those who are between jobs, recently graduated, or waiting for other insurance to start.

Affordable Rates
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Peace of Mind
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Quick Approval
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.

Flexible Terms
Say goodbye to paperwork! Manage your policy effortlessly through BirdiePortal, our user-friendly online customer portal.
Get quick short-term health insurance coverage with Birdie
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- Are between jobs and seeking an affordable alternative to COBRA.
- Have recently graduated and lost coverage under a family plan.
- Are newly employed and waiting for employer-sponsored health benefits to begin.
- Recently retired and waiting for Medicare eligibility.
- Need coverage during life transitions or while waiting for the next Open Enrollment period.
Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
- Are between jobs and seeking an affordable alternative to COBRA.
- Have recently graduated and lost coverage under a family plan.
- Are newly employed and waiting for employer-sponsored health benefits to begin.
- Recently retired and waiting for Medicare eligibility.
- Need coverage during life transitions or while waiting for the next Open Enrollment period.
Want to learn more about short-term health insurance?
or, read it online
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Need fast, affordable coverage? Compare short-term health plans now!
Important: This is a short-term, limited-duration policy, Not comprehensive health coverage
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This Policy | Insurance on HealthCare.gov |
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Itaque earum rerum hic tenetur a sapiente delectus ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat. | Cant't deny you coverage due to preexisting health conditions |
At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque | Covers all essential health benefits |
Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit | Protects you with limits on what you pay each year out of pocket for essential health benefits |
Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur | Many people qualify for federal financial help |
Neque porro quisquam est qui dolorem ipsum quia dolor sit amet consectetur adipisci velit | All plans must meets federal standards |
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
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Questions about this policy?
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.